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Auto Insurers Get Ready for Reform

On July 2, Michigan’s no-fault insurance policy reform will take effect, allowing drivers to be more selective about the level of coverage they possess.

On July 2, Michigan’s no-fault insurance policy reform will take effect, allowing drivers to be more selective about the level of coverage they possess.

According to Anita Fox, director of the Michigan Department of Insurance and Financial Services, “Michigan’s new auto insurance law will give drivers the ability to choose a personal injury protection coverage level appropriate for their needs and budget, and requires insurance companies to reduce statewide average PIP medical premiums.”

According to Mike Sheets, president of Lyman & Sheets Insurance Agency, the changes are positive for Michigan motorists.

“The new change in the Michigan no-fault law in a good first step forward, has a complex set of options to consider.

“We encourage all policyholders to sit down with their insurance agent and go over their PIP choices under the new law,” Sheets said. “Each individual and/or family will have their own unique health insurance coverage that will have to be coordinated with the new law. There will be both advantages and disadvantages to the PIP changes. The new law is not perfect, but it is a good solution to bring down Michigan’s auto insurance premiums.”

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